Editor’s letter - December 2011


Back in 2008, we all thought that if the industry could get through to the end of this year, then the survivors would find themselves in much calmer waters by now.

That notion has now been comprehensively dispelled. Growth next year is now forecast to be at 0.7% at the very most and, considering most of the government’s growth predictions so far have been optimistic to say the least, it wouldn’t be a surprise if the country dips into a second recession. This has been forecast for some time so it

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