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The horror of an uninsured clamp down

I am assuming that the story 'Clamp down on uninsured drivers set for 2010' (Insurance Age, October,...

I am assuming that the story 'Clamp down on uninsured drivers set for 2010' (Insurance Age, October, p3) is some sort of joke? If I read it right, a driver who has no current insurance will firstly receive a warning letter. Why? They are already breaking the law by not having insurance so why warn them, why not prosecute them straight away? If the police know a person is breaking into houses and stealing goods, do they write a nice polite warning letter to them about it?

Then, if the warning

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