RBS makes a chilling move

The recent announcement by the Royal Bank of Scotland (RBS) that it is going to make a concerted push to build up market share in the small and medium enterprise (SME) insurance market marked a change of strategy and could send a shiver down the spine of commercial insurance brokers.

It's intended use of NIG as its underwriting vehicle for the smaller end of the market makes sense and seems a logical step to make this company its in-house insurer and a vehicle to expand in direct commercial

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