Brokers offer the only voice of sanity

Over the last couple of months, we have seen insurance company chief executives and senior underwriters adopting varying stances on the softening market. Some are in complete public denial, insisting everything is fine.

At the same time, front-line staff are aggressively competing for new business and driving the market down. One can only assume their position is for the benefit of analysts and overseas masters; they are not fooling anyone in UK insurance.

Others hide behind jargon hoping no

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