AA urges government to make flood investment a "priority"

Submerged car

It comes after the latest benchmark AA British Insurance Premium Index showed that the average insurance quote for both buildings and contents cover rose during the third quarter of 2012.

According to its Shoparound summary - which is an average of the five cheapest quotes for each property in a country-wide basket of risks - the cost of buildings cover rose 2.4% to £181.

This capped a 5.2% rise over the last 12 months.

And contents cover rose 1% to £242 over the three months to the end of

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