# Chartis sees COR improvement but still above 100%

For the year to date premiums totalled $17.92bn, again down from$18.33bn in the first half of the year before.

Pre-tax income for the quarter came in at $961m and for the half year at$1.87bn, a substantial increase on the first half of 2011 when the provider achieved $452m. The provider's combined ratio was 102.4% for the quarter (Q2 2011: 104%) and 102.3% for the half year (H1 2011: 111.1%). The international division, which excludes US business, saw net written premiums of$4.39bn for the

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