In response to OFT investigation

In response to the Office of Fair Trading (OFT)'s investigation intothe liability insurance market, the ABI has stressed that the UK'sliability sector remains one of the world's most competitive, saying thatfalling investment returns, rising reinsurance costs and changes inpersonal injury law have been the main factors behind premium increases.John Parker, the ABI's head of general insurance, said: "Legal changes inrecent years, such as the introduction of conditional fee arrangements,have

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