In-depth: Knowing the worth


High net worth (HNW) clients have valuable homes, priceless jewellery and enviable cars. You'd be forgiven for believing then that with more on the line to lose these high-flyers and savvy savers would know how much their portfolios are worth and insure them accordingly.

However, brokers and insurers say they feel that undervaluing is as much of a problem in the high net worth space as it is in standard personal lines.

"We see underinsurance regularly," says Pat Towers, private clients'

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