In-depth: Knowing the worth

hnw-indepth-sep2014-1

High net worth (HNW) clients have valuable homes, priceless jewellery and enviable cars. You'd be forgiven for believing then that with more on the line to lose these high-flyers and savvy savers would know how much their portfolios are worth and insure them accordingly.

However, brokers and insurers say they feel that undervaluing is as much of a problem in the high net worth space as it is in standard personal lines.

"We see underinsurance regularly," says Pat Towers, private clients' developm

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