A centralised underwriting model might work for Lloyd’s where it has been the modus operandi for almost 325 years, but in the composite market the success of this approach is more muted.
In a dynamic and ever-moving market change is always afoot and, in recent times, insurers have looked to put more underwriters in the regions and beef up their front line underwriting fire power.
For brokers, the important question is whether this improves their daily experience with insurers and enables them to
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