Reportage - composite v specialist: From the tiny ant to the elephant

When it comes to SME business, are the smaller, niche providers naturally a better fit or does the scale and clout of the composites count the most in this market? Martin Friel asks how much size really matters.

Usually the little guys get lost in the crowd. It's the big players that get noticed and receive all the attention - after all they are the ones that will attract the highest premiums and, by extension, the highest commissions. But the insurance needs of small to medium-sized enterprises (SME) are increasingly becoming the most fought over piece of turf in the insurance landscape.

The reasons for this are pretty straightforward - it is historically a profitable sector in terms of underwriting

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