Silver service


If you're selling Bentleys, 2009 might not be your year. Almost everyone is changing their spending patterns, even those at the very high end of the income scale. But while high-net-worth (HNW) individuals are still likely to be affected by the financial climate, they have a lot tied up in their valuables and aren't selling off their assets - not yet, at least. While they might pass up buying that new luxury vehicle this year, they still require specialist products and advice from

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