Horses for courses

Barnett & Barnett is a top 100 UK insurance broker that set up a risk management division to allow it to compete with larger players in the sector. The move changed the company from being an insurance arranger to being a business that managed risks for its clients where insurance was not the only solution. The company won The Insurance Age Awards 2004 Risk Management Initiative of the Year.

The move into risk management was focused initially on the company's transport clients, one of its

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