Helter shelter

At the end of last year, research from the UK's largest insurer, Norwich Union (NU), found that more than two million people were leaving possessions worth more than £20,000 at risk by failing to buy home-contents insurance. The survey also revealed that fewer people living in rented properties had contents insurance than homeowners, and that of the nearly three million privately rented homes in the UK, 72% did not have cover, leaving over £50bn worth of items at risk.

The most common reason for

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