Risk perspectives - A 'risk champion' for your company

Risk management is easy in theory. Everyone on the staff has been briefed about the importance of risk management. The internal memorandum has been circulated and the financial director has had no difficulty completing this year's professional indemnity insurance proposal setting out the firm's risk management procedures.

Then, out of the blue the Financial Services Authority (FSA) arrives on your doorstep to conduct a snap inspection and one or two holes appear in your record keeping. In

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