Life goes on

In many cases it depends on who you talk to - large and medium-sized brokerages have had the luxury of being able to afford dedicated compliance officers, even whole teams, whereas high-street intermediaries have had to fend for themselves.

This has been the case for Sharp Insurance, a small Newbury-based brokerage dealing mainly in personal lines.

Matthew Wilson, a partner at Sharp, explains that because his firm is relatively new, they were not stuck in a routine prior to 14 January, so were

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