Cutting absence

The strong performance of the corporate healthcare market remains the big success story for UK health insurers. It is a business that has grown by well over half a million people in the past five years - from 4.97 million in 1999 to 5.56 million in 2003, according to analyst Laing & Buisson.

It is also a market where intermediaries predominate - especially in respect of larger group schemes - and, with the convergence in January of Financial Services Authority (FSA) regulation for life and

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