Risk perspectives - Being certain about contracts

Contract certainty, the complete and final agreement of all terms between the insured and the insurers before policy inception, could be considered a considerable challenge by many insurance brokers. The Financial Services Authority's (FSA) guidelines have been welcomed as an initiative to help reduce uncertainty. However, while it's clearly of paramount importance to obtain the correct level of coverage and provide clarity to customers, the introduction of contract certainty could be seen by

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