Alarm bells are ringing

A study by More Than Business has alarmingly revealed that 73% of sole traders were unaware of changes in the law last year and that some 21% did not understand what EL cover provided.

In addition, Royal & Sun Alliance (RSA) found that sole traders could be facing fines collectively of £125m a day - or up to £2,500 each a day. And not only are they facing fines from the authorities but they also run the risk of facing a bill for compensation and legal fees if an employee is injured or becomes