Brokers key to SMEs' risk awareness

A recent estimate puts the cost of uninsured losses from accidents in small businesses at £315 per employee, per year. Yet the level of awareness of risk in small companies is low.

With small and medium-size enterprises (SMEs) mainly purchasing liability premiums as part of a comprehensive insurance package, the low premium levels do not make it viable for an insurer to dispatch a surveyor to do a full risk assessment. Therefore, the most effective way to help SMEs to manage their risks is

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