Home insurance falls 12% in 2025
Average quoted prices for home insurance fell by 12.1% in 2025, according to the latest Consumer Intelligence Home Insurance Price Index.
Quoted premiums dropped by 1% in the final three months of the year, showing milder deflation than the 4.8% recorded in the previous quarter.
Across the whole market, the average of a pool of quoted premiums was £259 in December 2025, compared to £299 in December 2024.
RelatedHome insurance premium falls speed up Home premiums flatten in Q4 – Pearson Ham Fitch neutral on UK insurers for 2026 but echoes motor losses warning Deloitte forecasts home insurers will slide back to losses in 2026 afterOnly users who have a paid subscription or are part of a corporate subscription are able to print or copy content.
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