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Home insurance premiums fall 3.8% in Q2

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Home insurance premiums continued to fall in the second quarter of 2025 with the average top five prices down by 3.8%, according to Pearson Ham.

Premiums for combined buildings and contents cover dropped by 3.3% in Q1.

June saw decreases of 1.5%, there was a 1.9% drop in May, and the quarter started with a decline of 0.4% in April.

RelatedHome insurance pricing falls speed up 

Home insurance premiums saw their most substantial monthly decline of the past year in May, falling by 1.9%, according to Pearson Ham.

Over the past year home insurance premiums fell by 8%, and Pearson Ham suggested the decrease shows sustained competition across the

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