Risks in cyberspace.

Internet use among businesses is growing at phenomenal speed. Rob Wotherspoon outlines some of the potential cyber risks facing insureds and assesses to what extent current commercial wordings address these.

The increasing amount of internet usage is impossible to ignore.


Global application comprises over 150 million internet users increasing by
80,000 on a daily basis, and it is estimated that internet shopping will
be worth £2.3bn in the UK alone within four years.


The advent of cyberliability has focussed, understandably, on the new
exposures to risk posed by instantaneous, often informal and unregulated
communications to a multitude of jurisdictions. While novel forms of
liability can arise, for