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David Worsfold.

The government's recent campaign to tackle financial exclusion has implications for all areas of financial services. Insurers must get to grips with this issue.

One issue that is pushing its way relentlessly up the political
agenda is financial exclusion.


So far, it has received little media exposure, although this will probably
change in the second half of the year as the government steps up its
campaign to extend the reach of financial services to less well-off
communities.


This has been spearheaded by Patricia Hewitt, economic secretary to the
Treasury.


She has been visiting inner city communities, gathering information about
the problems they face in

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