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How does the land lie with regards to the DOC extension?

Q: Is the Driving Other Cars extension really worth it in the long run?

The Driving Other Cars extension was well worth the effort many years
ago but the market has moved on and each insurer now makes its own
corporate decision.


Some insurers include DOC that is only activated under a comprehensive
policy. This means some third party fire and theft policies do not have
cover activated even though the extension may be contained within the
policy wording.


One thing is certain - precisely where it applies. Insurers agree the DOC
extension under a motor policy allows the

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