It's time to shop around ..

This month, I am every motor insurer's nightmare. I have just passed my driving test, am looking to buy a 10-year-old Golf GTi worth £1,300 and I happen to live in a high-risk area. Will any of these north London brokers be able to find me a suitable quote, or will I have to resort to the internet to get my car on the road?

GOLD INSURANCE BROKERS

133b Stroud Green Road, London, N4 3PX

Time taken to be seen: Acknowledged immediately, but 10 minutes to be seen

Time taken to complete quote: Seven minutes

Frontage: 3/5

Interior: 2/5

Staff competence: 4/5

Customer satisfaction: 4/5

Overall: 13/20

This visit provided a snapshot of the front line of insurance broking. Two clients were standing at the counter - one was trying to explain that he was not at fault for a recent crash, and the other appeared to be paying a

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