First-time homebuyers need MPPI

Adrian Fowler, Head of marketing, Assurant Solutions

I thought the Council of Mortgage Lenders' (CML) recently announced figures about first-time homeowners made very interesting reading. Its findings showed that first-time buyers were feeling the pinch of higher interest rates, with mortgage affordability at its worst level for 16 years.

CML's director general, Michael Coogan, was positive that at least "those first-time buyers who are getting a foot on the property ladder are opting for fixed

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