Banking changes may hinder lending to SMEs

Money trap

Wolters Kluwer Financial Services reported that the trade body had warned that Basel 3 does not account for the specificities and diversity of the European banking sector.

The trade body argued that it was developed for large, internationally active banks while its transposition would apply to all EU credit institutions: large and small, international and regional, retail and universal banking models, with different ownership and organisational structures.

Unlike the US, the ESBG claimed, the EU

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