
Torrance says legal protection business must change

The insurer reported premiums of £914m, up £53m on last year but flat profit of £77.5m (£78.4m: HY 2010) and a slightly deteriorating combined ratio of 96.1% (95.3%: HY 2010).
The majority of the growth came in the retail division where GWP increased from £349.7m last year to £392.5m this year but again the combined ratio deteriorated slightly to 96.4% (95.6%: HY 2010).
In the commercial division, GWP also increased by £10m to £521.5m but again the combined ratio suffered slightly, dropping from
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