Legal change to EL could stop e-trading in its tracks

A train track junction

From April next year, it will be compulsory for firms purchasing EL insurance to supply their employee reference number (ERN). This change is the result of regulations published by the Financial Services Authority in February this year which compel insurers to publish policy data for commercial lines employers' liability.

"Let's imagine a broker with a telesales operation or a website dealing with SME clients. Will the ERN number be in the renewal terms? No. Will it be a number that the customer

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