In-depth: Bright ideas

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The schemes market relies heavily on innovative thinking on the part of brokers, and many firms have made a huge success of this. However, innovation by its very nature requires a stream of new and original ideas – even when a scheme has been running well for a number of years, it will stagnate if a broker doesn’t put the effort in to freshen it up every once in a while.

And with many businesses relying heavily on schemes to generate income, it is only natural to question whether there are many

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