Under the radar


Has the recent double-dip recession exacerbated the issue of underinsurance?

▶ Alistair: We have seen an increase in underinsurance and logically it stands to reason. Certainly we are in a difficult economic climate so premiums are the primary driver for your clients. If clients have got a premium and then potentially a valuation fee to add on to that, are they going to do [a valuation]? They think ‘if I’ve got a million-pound building I will insure it for lower than maybe the full cost’ without

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