As the Financial Services Authority (FSA) prepares to review the effectiveness of its general insurance regime in 2006, what is the overall assessment of its performance since 14 January?
Paul: It depends on what point of view you're coming from. The consumer protection from our perspective has made no difference at all. It hasn't affected the advice that we give. It's been effective from the broker's perspective because it gives us an audit trail and confirms what we're doing and the advice