Reaching critical point

The Government's Compensation Bill is now being considered in Parliament and the Incapacity Green Paper is finally being scrutinised. At last, it seems, the focus of attention is where it should be - on the need for fairness to claimants.

What concerns insurers is not so much whether we are stuck in a compensation culture but whether the high cost of claims is justified. The main area of concern is personal injury claims. According to the Association of British Insurers (ABI), on average 93p

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