Going from bad to worse?
Regulation under the Financial Services Authority is shaping up to bring fundamental and unwelcome changes to the general insurance market.
Just as brokers thought that regulatory news could not get any worse,the Financial Services Authority has embarked on a consultation exercise
that will make its regulatory regime even less palatable when it embraces
general insurance sales in early 2004.
I am talking about the assault on polarisation on the life side and the
proposal running in tandem that independent advice should be based on a
fee-earning, rather than commission-taking, regime. The FSA's approach to
regulating the independent
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