Make your mind up time.

There are more insurance brokers with an insurance portfolio that
encompasses both general insurance and financial services, than those with
only non-life business to worry about. Many intermediaries began their
business before financial services regulations were imposed and genuinely
wished to offer their clients a complete service.

Since then, compliance and regulation have imposed heavy burdens on the
mixed insurance broker and there is now the worry of what to do if
registered under IBRC. The

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