Sowing the seeds of choice.

Mergers and acquisitions have robbed the market of choice. Now Lloyd's, among others, has recognised that for the industry to thrive, new blood is needed urgently.

Can you imagine Petticoat Lane with only a few stalls, or going to a
"car boot sale" with only a handful of cars? This resembles what is
happening in our industry. A market is not a market without variety and
becomes very unattractive with limited choice.


Much has been said about the adverse effects of takeovers and mergers on
the market, but they are now, regrettably, part of everyday life. It is,
therefore, in everyone's interest that new seeds are sown and nurtured to
ensure we have a healthy

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