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Out of the fast lane.

As the future for State incapacity benefit looks increasingly uncertain, the need for people to make their own provisions in case of long-term absence from work is vital. Tim Collison looks at the income protection policies on the market.

Terry Wellard.

Everything is changing at Lloyd's. From July 2000, the mandatory guarantee will go. My company has already prepared for this.

Derek McLaughlan.

Employers' liability is currently proving to be a difficult class to write profitably. Insurers must stand firm and resist the temptation to cut rates in order to gain business.

Sickness and wealth.

There are now generous alternatives to traditional pension schemes for clients forced to retire early through ill health, says Keith Sankey.

Ian Ritchie.

How do you cope with a consolidating market and sudden rate increases? It's simple, remember you are running a business.

David Bevan - Bevan-sent.

In his new role as deputy general manager of St Paul, David Bevan is aiming to continue the company's growth - through acquisitions and targeting difficult sectors of the market. Shona Cronin reports.

Fine Art - In the picture.

An upsurge in art collecting among young City types has given a boost to the art insurance market. Insurers are competing on new features to boost their traditional policies, says Shona Cronin.

Coaching corrections.

I would just like to thank Professional Broking for their well-written article on Bus & Coach insura...

Engineering change.

The engineering insurance sector has seen major upheavals over the last year but now the dust is settling and the future is looking brighter says David Fanning.

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