IIB slams Law Commission consultation

The IIB stated that it believes that policyholders generally (except reinsurance cedents, who are underwriters themselves) should not be expected to understand all the factors which might influence a prudent underwriter’s assessment of a risk, and that the strict application of the law as it stands can, on occasions, result in ‘rough justice’.

In contrast, the IIB also stated that it does not think it is practically possible for an insurer to ask every possible material question relating to a

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