Specialist agricultural underwriting agency, AIUA, has warned brokers to put public liability (PL) high on the list of topics to discuss with farmers at their annual review, particularly the maximum payment to be made in the event of a claim. AIUA points to the landmark case of Mills vs. Birch 1995 as demonstrating the problems increasingly faced by landowners. Birch was awarded damages after being attacked by cattle while walking his dogs along a public road which crossed a farmer's field.
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