Unlock the potential

Insurance is often seen as a grudge purchase by many, however, there is a section of society that struggles to get the basics, such as household or professional indemnity. These people are being denied claims by the major insurers due to non-disclosure, and if it was not for a small selection of Lloyd's underwriters, they would be unable to obtain any type of insurance at all.

So why has the industry not embraced this potential? The answer lies in the fact that this group presents what is kno