Keep the ship on a steady course

Recent months could mark a significant tilt of industry fortunes if signs of rising competition succeed in eroding the gains of the last three years.

The pressure on mid-range commercial premiums felt at the start of the year was certainly enough to send warnings through the market to maintain much needed underwriting stability. An over-reaction? Well, some believe that it will not take much to knock the ship seriously off course.

From the massive hikes of 2001, annual increases in commercial

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