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Well-heeled.

The high net worth market continues to expand, and for the up-market client, there is an increasing choice of policies to cover even the most peculiar of requirements, and it is not just window dressing, says Steve Banner.

Outside, it is bitterly cold and the trees look bare and
windswept.


Just the sort of weather to prompt high net worth individuals to start
inquiring about flight times to Bermuda, and to wonder if all is well with
the holiday home in Mustique.


But will the HNW domestic contents and buildings policy cover the Versace
clothes and Rolex watches they are bound to want to take with them? And
will it automatically insure that beautiful antique ring they might see in
an upmarket jewellers in Hamilton, and

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