Underwriter: Banker's Insurance Company

Commission paid: 10% per month for the life of the policy

Coverage: provides a tax-free benefit to any policyholder that is unable to work due to illness or involuntary unemployment including the self-employed and those on contract work.

Minimum premium: £1.60 per month

Excess: Nil

Contact: Simon Burgess on 07718 152 635

Key benefits: Research company Defaqto has confirmed it to be the best priced MPPI

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