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Half of customers disregard policy documents

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Survey reveals customers 'can't be bothered' with terms and conditions

A national survey commissioned by home insurer, Congregational & General has revealed that one in three people misunderstand insurance terminology while half ignore their policy documents completely.

Of the 51% who failed to examine their home insurance terms and conditions, 40% said they simply ‘can't be bothered' to do so. A further 31% don't review them as they usually stay loyal to their current insurers by renewing existing policies instead.

In addition, 85% of over 45s could define the

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Analysis: Are employee benefits the new diversification frontier for GI brokers?

This year, Top 100 UK brokers Jensten, Lloyd & Whyte and Clear have all joined amii, a trade body representing intermediaries advising on health insurance, protection and wellbeing services, while others have acquired in this space. Sam Barrett looks at why firms more closely associated with general insurance broking are branching out to capitalise on opportunities in the employee benefits market.

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