SMEs to feel the pressure

Brokers have been warned that the small to medium-sized enterprise (SME) market could come under increasing pressure from direct writers and aggregators, as personal lines models make the transition into the commercial market.

The warning came at the Chartered Insurance Institute's (CII) underwriting and distribution event, where Barry Smith, Fortis UK chief executive, and Andy Baldwin, head of insurance at Ernst & Young, both spoke of future developments in the market.

According to Mr Baldwin

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