No-claims discounts

Findings commissioned by Sainsbury's Home Insurance have revealed that while almost all car insurance policies offer a no-claims discount (NCD), one in four home insurance policies do not, leaving customers missing out on potentially huge savings. Furthermore, of those home insurers that do offer it, 8% penalise customers for making a claim by removing more than one year of NCD, even if they have built up several years NCD.

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