Time line

JANUARY 1980: A fire in the heart of the City's insurance quarter is likely to cause underwriters £500,000 for damage to their own offices

JUNE 1980: Fisher Report into scandal at Lloyd's proposes radical reform

APRIL 1981: The newly launched Insurance Ombudsman Bureau promises independent advice and a fairer crack of the whip

MARCH 1982: Attempts to block the Lloyd's reform Bill fail as it returns to the Commons

MARCH 1985: Statutory regulation comes a step closer with Government proposals for

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