Arag Legal Expenses
ARAG plc is an internationally successful, quality insurer, independent and family owned - providing access to justice since 1935. We provide an innovative and comprehensive range of legal expenses insurance and assistance products to brokers, underwriting agents and insurers.
Our products allow brokers to offer legal protection to businesses, families, motorists, and landlords and our range of assistance products include Home Emergency, Landlord Emergency and Motor Breakdown.
Renters' Rights Act: What landlords need to know
The Renters’ Rights Act became law in October 2025, marking the biggest change to England’s private rented sector in almost 40 years. The Act’s reforms will be introduced in phases — with the first major changes taking effect from 1 May 2026. This content highlights the implications for landlords.
Potholes and the law: Who's liable when Britain's roads fail?
The RAC’s latest Pothole Index confirms that Britain is now contending with over one million potholes. Jeanine Borg, Associate at ARAG Law clarifies the legal position around damage caused by potholes and the possible repercussions for those who seek to…
Employment Rights Bill - What you need to know
The Employment Rights Bill represents the most significant reform of UK employment law in a generation, consolidating wide ranging changes across unfair dismissal, zero hours working, family rights, trade unions and enforcement. This content outlines the…
Trim trouble: What you can do after a salon slip-up
What rights do you have if you don’t like your new hair style? Grace Hughes from ARAG Law, has all the information you need to know about your rights and what you can do if your dream makeover turns into a nightmare.
When can you cancel a gym membership?
Every January millions of people rush to sign up for gym membership contracts. But how fair are these contracts and can you terminate them if your situation changes? Sheikha Begum, Legal Advisor, at ARAG Law, provides a few key points for gym members.
Valentine's Day - who gets to keep the ring?
Valentine's Day seems the opportune moment ‘to pop the question’ to a significant other. Unfortunately, not every engagement ends in a walk down the aisle. Serena Raja from ARAG Law investigates the complex legal position surrounding ring ownership at…
National Apprenticeship week: What you need to know
Taking place from 9th to 15th February, National Apprenticeship Week is an opportunity to celebrate the impact apprenticeships can have for both individuals and businesses. This article explains what factors and legal obligations employers need to…
Food allergies and the law
For food businesses, nurseries, schools and workplace canteens, managing allergens isn’t optional; it’s a legal and ethical responsibility. This article unpacks the key legal duties, best practices, and potential risks.
People Moves: 15 – 19 December 2025
Follow the latest personnel moves in insurance.
Your rights when working in the cold
The temperature of the workplace falls under health and safety law and employers are required to keep warmth levels ‘reasonable’. This blog highlights employers’ responsibilities and how to mitigate the risks posed to employees working outside or in cold…
Working on Christmas Day
Most people will be counting down to some much deserved annual leave in a few weeks’ time when Christmas arrives, but for some, it will be business as usual. If your boss has put you on the rota, can you legally refuse to turn up? Read this blog to find…
Don't let fraudsters steal your Christmas cheer
The festive season should be about family, food, and fun - not fraud. Yet, as online shopping surges in December, scammers are working overtime. This blog sheds light on the latest fake purchase confirmation scam and reg flags to watch for.
Claus for concern: Is Santa trespassing?
When he enters your home, is Father Christmas actually trespassing? If he does so without your expressed permission, could he be prosecuted? Louise Newbould-Walton, Senior Associate Solicitor at ARAG Law, explains what you need to know about the laws…
Employment tribunal backlog balloons as Lords consider Employment Rights Bill
The backlog of employment tribunal claims waiting to be heard has increased by more than a quarter over a year, according to data released by His Majesty’s Courts and Tribunal Service (HMCTS). This blog outlines why the backlog has significant…
More than just legal insurance
More than mere protection against the most common legal risks facing businesses, legal expenses insurance has developed into a broad risk management tool that helps companies to navigate and mitigate a much wider range of threats. This article explains…
Meeting the Consumer Duty
It’s almost four years since the FCA announced the Consumer Duty and over two since it was introduced. Jay Prosser, director of partnerships and propositions at ARAG, looks at the challenges it has presented for legal expenses insurers and their business…
Women in clinical negligence - Part three
ARAG has been speaking to women working in clinical negligence about their experiences and views on this specific area of law. In this blog, clinical negligence specialists discuss cases, experiences or moments in their careers when they felt as though…
Festive gatherings and legal pitfalls
Work-related parties should be treated as an extension of the workplace with both employers and employees conducting themselves appropriately. With Christmas party season fast approaching, this blog takes a look at the new duty on employers on the…
Women in clinical negligence - Part two
ARAG spoke to a number of women working in clinical negligence about their experiences, challenges faced and the impact they think women have had on this vital but often embattled area of law. This blog focuses on how women have changed the clinical…
Women in clinical negligence - Part one
ARAG asked a number of women, at different stages of their legal careers but all working in clinical negligence, about their views and experiences. One question that we put to them was about the biggest challenges that they had faced in their legal…
Dishonest tactics
In this content, Hector Stamboulieh, in house counsel at ARAG Legal Services UK, sheds light on how “shotgun effect” allegations of fundamental dishonesty, now relatively common in personal injury claims, are starting to drift into clinical negligence.