Arag Legal Expenses
ARAG plc is an internationally successful, quality insurer, independent and family owned - providing access to justice since 1935. We provide an innovative and comprehensive range of legal expenses insurance and assistance products to brokers, underwriting agents and insurers.
Our products allow brokers to offer legal protection to businesses, families, motorists, and landlords and our range of assistance products include Home Emergency, Landlord Emergency and Motor Breakdown.
Working on Christmas Day
Most people will be counting down to some much deserved annual leave in a few weeks’ time when Christmas arrives, but for some, it will be business as usual. If your boss has put you on the rota, can you legally refuse to turn up? Read this blog to find out more.
More than just legal insurance
More than mere protection against the most common legal risks facing businesses, legal expenses insurance has developed into a broad risk management tool that helps companies to navigate and mitigate a much wider range of threats. This article explains…
Meeting the Consumer Duty
It’s almost four years since the FCA announced the Consumer Duty and over two since it was introduced. Jay Prosser, director of partnerships and propositions at ARAG, looks at the challenges it has presented for legal expenses insurers and their business…
Women in clinical negligence - Part three
ARAG has been speaking to women working in clinical negligence about their experiences and views on this specific area of law. In this blog, clinical negligence specialists discuss cases, experiences or moments in their careers when they felt as though…
Festive gatherings and legal pitfalls
Work-related parties should be treated as an extension of the workplace with both employers and employees conducting themselves appropriately. With Christmas party season fast approaching, this blog takes a look at the new duty on employers on the…
Women in clinical negligence - Part two
ARAG spoke to a number of women working in clinical negligence about their experiences, challenges faced and the impact they think women have had on this vital but often embattled area of law. This blog focuses on how women have changed the clinical…
Women in clinical negligence - Part one
ARAG asked a number of women, at different stages of their legal careers but all working in clinical negligence, about their views and experiences. One question that we put to them was about the biggest challenges that they had faced in their legal…
Dishonest tactics
In this content, Hector Stamboulieh, in house counsel at ARAG Legal Services UK, sheds light on how “shotgun effect” allegations of fundamental dishonesty, now relatively common in personal injury claims, are starting to drift into clinical negligence.
Five legal developments for London’s businesses this autumn
Many of the key measures in the UK government’s flagship bills won’t come into force until 2026 and beyond, but some will take immediate effect and others will call for some preparation from businesses. This blog highlights five legal developments for…
Legislating online safety
The Online Safety Act 2023 attempts to regulate online services and protect UK users from exposure to harmful content and behaviour. This blog provides an overview of the legislation and the implications for businesses.
A legislative year in review
The government’s first legislative year was a busy one, which included both new Acts and the implementation of several reforms passed by their predecessors. This article sheds light on the key legislative developments so far in 2025.
Martyn's Law - The Protect Duty
The Terrorism (Protection of Premises) Act 2025 became law across England, Scotland, Wales and Northern Ireland, in April. This blog outlines the implications for standard duty premises, the threshold for an enhanced duty on larger premises and events,…
Product recalls: A consumer's guide
Under the Consumer Rights Act 2015, you have the right to a repair, replacement or possibly refund for goods which are not of satisfactory quality, fit for purpose and/or as described. This blog highlights what consumers should do if they have bought a…
Bonfire night: Rules & risks
With Bonfire Night fast approaching, Aditi Kanojia, paralegal at ARAG Law, sheds light on the laws surrounding private firework displays and Bonfire Night celebrations to ensure a safe and enjoyable experience for all.
Halloween & the law: What you need to know before the tricks begin
Halloween provides time for spooky fun, but it can also bring some unexpected legal questions. To help you avoid turning Halloween into a legal horror story, Sophia Ahmed, a paralegal legal advisor at ARAG Law, answers some of the most common questions…
London's Japanese Knotweed problem
Japanese Knotweed is now so pervasive that it’s become a major legal headache as well as an environmental one. This content highlights the environmental risks that Japanese Knotweed presents in London and the widespread legal implications for homeowners…
Four ways to limit disrepair claims from tenants
A common reason that tenants fall into rent arrears is because they're unhappy with the condition of the property and begin to withhold rent. Grace Hughes from ARAG Law, shares how you can best protect your agency and your landlord against an allegation…
Final Das UK results show growth and losses
Arag has posted the final set of results for Das Legal Expenses Insurance Company revealing 1.5% growth in premium income in 2024 and a deterioration in the combined operating ratio to 97.1%.
Broker Expo 2025 Countdown: Arag’s Andy Talbot
As we count down to Broker Expo in October we caught up with Andy Talbot, director of broker, ATE & marketing at Arag, who asserts that while AI might not be “the future of insurance”, it will affect the future of everything, not least insurance.
Private rental sector reform approaches
The Renters’ Rights Bill is nearing the end of its journey through parliament and looks set to become law in the Autumn. This blog takes a look at some of the key reforms and what they could mean for London’s tenants, landlords and insurance providers.
Major overhaul of workers' rights approaches
A flagship piece of legislation, the Employment Rights Bill should make its way onto the statute books later this year. Alan Jappy, head of new business, corporate at ARAG, takes a look at some of its key measures and when they are likely to come into…