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TOP 20 UK PERSONAL INSURERS2007 2006Rank Rank AMB No Company Name Rating Group name1 ...
TOP 20 UK PERSONAL INSURERS2007 2006Rank Rank AMB No Company Name Rating Group name1 1 85250 Norwich Union A+ Aviva Insurance2 4 85203 Axa Insurance NR-5 Axa3 2 84804 Bupa Insurance B+ pd British United Provident Association4 3 87316 Direct Line A- pd Royal Bank of Scotland Insurance Group5 8 86257 RSA A- RSA Insurance Group6 6 87648 UK Insurance A- pd Royal Bank of Scotland Group7 7 87274 Churchill B+ pd Royal Bank of Scotland Insurance Group8 10 87708 Zurich Insurance A (1) Zurich Financial (UK Branch) Services9 9 87601 St Andrews B+ pd HBOS Insurance10 11 87233 Fortis Insurance B++ pd Fortis11 14 87642 LloydsTSB General A pd LloydsTSB Group Insurance12 15 86373 Allianz Insurance A+ Allianz Societas Europaea13 12 86250 Aviva Interntl NR-5 Aviva Insurance14 13 86160 Great Lakes A+ Munich Reinsurance Reins (UK) Company15 16 87479 NIG B+ pd Royal Bank of Scotland Group16 26 84803 Esure Insurance B+ pd HBOS17 21 86485 Ace European Group A+ Ace18 5 78186 CIS General NR-5 Co-operative Group Insurance19 17 87864 LV= B pd Liverpool Victoria Friendly Society20 18 85812 Financial NR-5 Genworth Financial Insurance2007 2006Rank Rank Company Name GWP (£000s) Underwriting Combined Loss result* ratio ratio (£000s) (%) (%)1 1 Norwich Union 2,973,329 -83,779 106.8 63.6 Insurance2 4 Axa Insurance 1,867,590 -110,451 109.6 72.53 2 Bupa Insurance 1,799,642 91,459 95.4 77.94 3 Direct Line 1,694,399 71,994 93.6 72.6 Insurance5 8 RSA 1,460,870 35,545 96.4 56.36 6 UK Insurance 1,234,709 -69,748 107.7 677 7 Churchill 1,126,229 66,308 91.8 61.5 Insurance8 10 Zurich Insurance 820,154 -119,712 115.8 79.4 (UK Branch)9 9 St Andrews 694,366 -2,838 99.8 54.3 Insurance10 11 Fortis Insurance 682,060 -43,467 106.7 80.711 14 LloydsTSB General 578,112 8,349 97.2 55.1 Insurance12 15 Allianz Insurance 560,873 -28,529 104 62.713 12 Aviva Interntl 560,308 -55,990 117.4 53.3 Insurance14 13 Great Lakes 532,900 -102 N/A N/A Reins (UK)15 16 NIG 410,469 -71,527 117.3 84.316 26 Esure Insurance 382,874 -31,008 104.4 7817 21 Ace European Group 342,656 30,426 69.3 32.218 5 CIS General 342,359 -25,907 112.3 57.5 Insurance19 17 LV= 327,047 -96,561 129.8 88.120 18 Financial 319,961 29,063 102.4 11.3 Insurance*Underwriting result excludes investment income.Note: Some ratio figures are not available (N/A) because all or some ofthese companies' personal insurance business lines is accounted for on anunderwriting year basis, for which earned premiums is not disclosed on theFSA return.Figures in the above table are based on Financial Services Authorityreturns of financial year 2007 for total personal insurance business lines(reporting categories 110, 120, 160 and 180 combined).(1) The listed AM Best rating applies to Zurich Insurance Company,Switzerland (AMB# 85095).Ratings as of Jan. 12, 2009.Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.
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