Product overview: Cyber

Cyber

The dotcom boom of the late 1990s shifted everything from banking to shopping online. But, with criminals recognising that there’s money to be made from our online activities, it also saw the birth of the first cyber insurance policies.

These early policies were designed to pick up third party liability exposures only. “They were basic ‘hacker policies’,” explains Andy Hall, cyber risk specialist at Clear. “Cover has developed significantly over time with other exposures gradually added such as

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